Join us to stay up to date on news and trends associated with Northwest real estate and private lending. As a leader in alternative financing for Seattle and Washington State real estate investors, Juniper Capital brings a fresh perspective and a voice of trust and transparency.


Seattle’s Loss is the Eastside’s Gain

As we mentioned in a prior post late last year, many tech employers are beginning to look to Bellevue and the Eastside for their office needs. Amazon has been in the real estate news a lot lately. The tech giant announced that it anticipates 15,000 employees in Bellevue in the next few years. It stands to reason that a continually rocky relationship with the City of Seattle and the Seattle City Council may be driving this move of personnel; Councilmember Kshama Swant recently unveiled a new proposed payroll tax designed largely to target Amazon. Amazon’s plans for Bellevue offices would result in seven times more Amazon employees working in Bellevue than are currently there, and pull from the company’s current […]


2020 Outlook – Housing Shortage and Continued Concerns with Affordability

As we begin a new decade, there is significant reason for optimism in the real estate market. However, two key issues will need to be addressed: the current housing shortage and concerns over affordability. Per Realtor.com research, “In the millennial ear of economic expansion (2012-2019), a total of 5.92 million single-family homes have been constructed. Over the same eight-year period, 9.76 million new households have been formed.” This under-building has resulted in a gap of 3.84 million new homes, creating significant demand; at the same time, affordability has become an issue, especially in thriving markets such as Seattle and Portland. According to a recently released report by the non-profit group Up For Growth, Washington State fell 225,000 housing units short […]


Opportunity in the Lilac City

As we turn the calendar to 2020, Spokane is one of the hottest real estate markets in the state and the country. Spokane, a once maligned market, has become one of the hottest real estate markets in the country. Per Zillow research, Spokane home prices have increased 11.8% over the last year, and 8% appreciation is projected for 2020. Seemingly forgotten due to the attention given to the Seattle area markets over the last several years, Spokane may offer real estate investors an abundance of opportunity in the New Year. Why such significant growth and opportunity in Spokane? Affordability With a $224,300 median sales price, as compared to $718,500 in Seattle (per Zillow), Spokane offers opportunity for first time home […]


Important Questions to Ask Your Lender When Applying for a Loan

Applying for a conventional or private commercial real estate loan can be a complicated, and at times intimidating process. However, knowing the questions to ask your broker or loan officer can save you time and money, and may streamline the process considerably. An experienced broker or loan officer can be invaluable in helping you determine the type of financing that may be right for you and your project. “Are you a direct lender?” Working with a direct lender versus a commercial mortgage broker may significantly impact the fees you pay to obtain a loan. Some less reputable brokers may even hold themselves out to be lenders. However, dependent on your needs, a well-connected broker may be a significant asset, especially […]


Falling Interest Rates and Signs of a Recession

The state of commercial lending as a recession becomes more imminent. Approximately a year ago, we examined Signs of a Slowdown in the local real estate markets. Today, it seems that slowdown may be trending towards a full-blown recession. But what does this mean for real estate investors and lenders? After slowly increasing rates over the past two years, the Fed reversed course last month, cutting rates from 2.5% to 2.25%, with another cut anticipated before year’s end. As a result, average 30-year mortgage rates fell to a 21 week low of 3.6%, and, per the Colliers Multifamily Team, agency debt on apartments fell to a two-year low in the high-3% range. This week, an inverse in the yield curve […]


Is a Hard Money Bubble on the Horizon?

Juniper Capital is dedicated to creating win-win private money loans in Seattle, Montana, Oregon, Iowa, Idaho, and throughout Northwest markets. We specialize in commercial real estate loans, construction loans, land development loans, residential real estate loans, and more. As established Seattle hard money lenders, we don’t fund a loan unless we believe all parties will be successful. Contact us today for more information about market trends, or any questions you may have about the real estate loan process. Alternative lenders are becoming more mainstream in both commercial and residential lending. In the late stages of the current economic cycle, the private lending industry has become increasingly crowded with more and more new entrants to the marketplace. Per the American Association […]


Seattle Apartment Leasing on the Rise

At Juniper Capital, we inform our clients about news and trends impacting the real estate market in Seattle, the Puget Sound, Montana, and the Pacific Northwest. We specialize in construction and development loans, creative commercial real estate financing, Seattle real estate investment, and more. Our experienced team provides immense value to our borrowers throughout the loan process – call us today to experience the Juniper difference. Seattle is filling up new apartment units faster than any other region in the country. Significant new multi-family construction, especially in the South Lake Union and First Hill neighborhoods and suburbs such as Redmond and Bellevue had led to speculation that an apartment bubble could be forming. However, as highlighted by a recent article in […]


Down and Dirty – Land Loans 101

As private money lenders in the Northwest, we share relevant real estate news to keep you informed and achieve quality real estate investments in Seattle, Montana, Colorado, Utah, and other markets. At Juniper Capital, we specialize in land development loans, agricultural real estate loans, private construction loans, and more. Contact us today with any questions you may have about the real estate loan process. Raw land acquisition and development loans present a unique set of opportunities and challenges for borrowers and lenders alike. With sky-high prices and compressed cap rates across the Pacific Northwest, development deals may offer some of the best available returns to investors – but those potential returns are not without risk. Vacant land and dirt development loans […]


Washington Condominium Liability Reform

At Juniper Capital it is our goal to educate our clients on news and trends impacting the real estate market in Seattle, the Puget Sound, Montana, and the Pacific Northwest. Our experienced team provides immense value to our borrowers throughout the loan process. We specialize in fast hard money loans, private construction loans, private commercial real estate loans, and more. Contact us today to experience the Juniper difference. Are changes on the horizon? A potential solution to Seattle’s housing affordability crisis. Home affordability and the current housing crisis across Seattle and the surrounding region have been a hot topic for politicians and investors alike over the last several years. As new residents continue to flock to the region, solving this issue represents a […]


Benefits of Opportunity Zones

At Juniper Capital it is our goal to educate our clients on news and trends impacting the real estate market in the Seattle, the Puget Sound, and the Pacific Northwest. Our experienced team provides immense value to our borrowers throughout the loan process. We specialize in private construction loans, private commercial real estate loans, and more. Contact Juniper today! How can the savvy investor take advantage of the new Opportunity Zone program? Opportunity Zones have been a hot topic amongst real estate investors over the last several months. Created by the Tax Cuts and Jobs Act, Opportunity Zones were designed to encourage and reward reinvestment of capital gains into low-income communities across the nation. Each state governor was given the opportunity to […]